Nexgrove 7
From business model to working product.
Three capabilities.
One standard of delivery.
Build regulated products
We help financial institutions and fintechs turn complex ideas into compliant, deployable products. From tokenization, stablecoins and commercial bank money token to payment infrastructure, we navigate the technical, operational and regulatory realities required to launch.
Deploy AI responsibly
We help organizations integrate AI into products and workflows without compromising governance, compliance or user trust. From AI agents to decision systems, we build solutions that can operate in the real world.
Launch products that ship
From idea to launch. Full ownership of the build - product strategy, architecture, development coordination and go-to-market. We take what exists on paper and turn it into something users can actually use.
Things we've built
and shipped.
AI Decision Governance Platform
A regulated fintech needed to deploy AI in decisions that required explainability and compliance audit trails. We built the policy evaluation engine that made it possible - deterministic logic, real-time status, complete audit trail. From architecture to live in production.
AI Agent for Financial Advice
An AI-powered investment advisor needed to operate within strict regulatory constraints. We defined the full interaction model - what the agent could say, when it escalated, where the hard stops were - and delivered it for compliant end-user deployment.
Stablecoin On/Off Ramp
A fintech client needed compliant stablecoin payment rails connecting crypto liquidity to traditional banking. We conceived, scoped and built the full infrastructure - payment gateway, cross-border remittance logic, and compliance layer - end to end.
Tokenization & CBMT Infrastructure
A regulated financial institution needed to launch tokenized deposit and digital money products. We designed the product architecture and worked directly with financial authorities to define compliant product structure. Details confidential.
Digital Asset Platform
Built from zero: a licensed digital asset infrastructure platform for European banks and financial institutions. Seven years as co-founder and CEO - $1M+ in annual revenue, $4M+ raised, expanded internationally.
Digital Health Insurance Platform
SME employers couldn't access digital health insurance without enterprise-level complexity. We took full product ownership from concept to live - requirements, UX architecture, development coordination, and go-to-market launch.
No overhead.
Just delivery.
No decks without delivery.
Strategy is only worth something when it becomes working software.
AI as a tool, not a pitch.
We use AI in everything we build. We don't talk about it - we just ship faster.
Fast MVP, real users, honest iteration.
14 days from idea to testable product with 100+ users. Then learn from reality.
Tech depth without coding everything.
We understand the stack well enough to make the right calls and keep teams honest.
Trusted network, in when needed.
A vetted group of experienced specialists brought in for specific execution - no overhead.
Three steps.
One handshake.
Scoping
One conversation to define the problem, constraints, and what shipping actually looks like. No decks, no proposals - just clarity.
Build
Full hands-on ownership. The right specialists in when the work demands it. No project managers between you and the output.
Ship
Working software in the real world. Iteration from user feedback and reality - not assumptions and slide revisions.
Phong Dao built
and runs Nexgrove 7.
Phong Dao has spent more than 15 years building products and businesses across financial services, insurance, telecommunications and software.
Working across Europe, the Middle East and Southeast Asia, he has helped organizations launch new products, scale existing platforms and bring complex technology initiatives to market.
He spent seven years building a licensed digital asset infrastructure platform, growing it to more than $1M in annual revenue, raising over $4M and expanding internationally.
Today, through Nexgrove 7, he works with organizations turning ambitious ideas into products, platforms and businesses that operate in the real world.


Currently building.
- AI governance tooling for a regulated European fintech.
- Tokenized deposit operations platform for a financial service provider.
- Stablecoin-powered trading platform.
- Advisory engagement on AI-powered customer service for a telecommunications provider.
- One new engagement slot open.
Let's build
something real.
Working on a fintech product, an AI system, or a digital finance platform? We are available immediately.
Book a call